About BLS E-Services

BLS E-Services

We are a leading technology enabled digital service provider, providing (i) Business Correspondents services to major banks in India, (ii) Assisted E-services; and (iii) E-Governance Services at grass root levels in India. Through our robust network we provide access points for delivery of essential public utility services, social welfare schemes, healthcare, financial, educational, agricultural and banking services for governments (G2C) and businesses (B2B) alike in addition to a host of B2C services to citizens in urban, semi-urban, rural and remote areas.

Through our tech-enabled integrated business model, we provide digital and physical products and services in the G2C, B2C, B2B categories in semi-urban, rural and remote areas where penetration of internet is low and citizens need assistance in availing basic technology enabled services. We organize our business along three primary business segments, (i) Business Correspondents Services; (ii) Assisted E-services; and (iii) E-Governance Services. A key stakeholder in each of our business segments are merchants, with whom we collaborate for delivery of our products and services to the citizens. As a part of our operations, we act as business correspondents (“Business Correspondents”) to provide banking products and services on behalf of banks to people while performing a variety of services including opening savings, recurring deposit accounts, cash deposits, withdrawals, remittance, transfer, bill collection services, through our Subsidiaries, namely ZMPL and Starfin. We also provide a variety of assisted e-services through retailers and digital stores also known as BLS Touchpoints, including PoS services, ticketing services, assisted e-commerce services, etc. Further, we facilitate delivery of various e-governance initiatives of the State Governments in India by providing various information communication technology (“ICT”) enabled citizen centric services (“E-Governance Services”) through our merchants also known as BLS Touchpoints to the citizens. Our E-Governance Services, enable the provision of citizen-centric and front-end services through BLS Touchpoints ranging from birth and death certificates, PAN and Aadhar registrations, property registrations, and other citizen centric services in a transparent and accountable manner. Our Company has entered into an MOU with the National e-Governance Division (“NeGD”) for agent assisted delivery of unified mobile application for new-age Governance (“UMANG”) services into its digital platform, offering convenient access of E-Governance Services.

Fast Facts

  • 92,000+

    Total Touchpoints
    as on March 31.2023

  • 132+

    Millions Transaction volume
    for F.Y 2022-23

  • 33

    Presences in
    States and UT


  • 3000+


What Sets Us Apart

Our Strengths

  • BLS E-Services
    Asset light business model

    BLS E-Services

  • BLS E-Services
    Social and Financial inclusion in India

    BLS E-Services

  • BLS E-Services
    Cross-selling and Up-selling opportunities

    BLS E-Services

  • BLS E-Services
    Business model with diverse sources of revenue

    BLS E-Services